Micromart credit offers revolving loans to individual small and medium businesses operating in formal fixed and semi-permanent premises. This product seeks to cater to unforeseen immediate working capital needs i.e. buying inventory and manage bills.

The product is designed for clients whose businesses have verifiable daily cash flows. It targets existing clients with established enterprises and have a good credit history with us or clients referred by existing customers.

Micromart gives customers advanced approval to borrow money as their need arises (within the line of credit agreement) without having to re-apply again. It is faster and more flexible and convenient using our USSD platform (*483*490#) and you receive the cash on your mobile phone.